If you're looking for help with Medicare, I can provide personalized guidance to help you make informed decisions about your health insurance options. Scheduling a video call with me is an easy and convenient way to learn about the Medicare plans available in your area, as well as the benefits and costs of each one.

Whether you're a new Medicare beneficiary or already enrolled in a plan, I can help you better understand how the healthcare system works and how to make the most of your coverage. Plus, my service is completely free, ensuring you feel comfortable and confident when communicating with me.

You might have many questions…

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✅ How and when should I enroll in Medicare to avoid penalties?

✅ When does my coverage start, and how does it work?

✅ How does Medicare work?

✅ What coverage options are available?

✅ Which Medicare plan is the best for me?

✅ How can I save money on my prescription drugs?

✅ Medicare Supplemental vs. Medicare Advantage – what's the difference?

✅ How do premiums and copayments work?

My Services:

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✅ Medicare Advantage

✅ Prescription Drug Plans

✅ Supplemental Plans

✅ Funeral Expenses

✅ Hospital Indemnity

✅ Health Insurance

✅ Life Insurance

✅ Annuities

Overview of Medicare

Medicare is a federal health plan. It began in 1965 and was initially available to people aged 65 and older. It was later expanded to include individuals with certain disabilities and kidney failure/end-stage renal disease. Medicare is divided into parts that cover various types of care and services:

• Part A (Original Medicare) covers hospital care and services.

• Part B (Original Medicare) covers medical care and services, including preventive care.

• Part D provides prescription drug coverage.

• Part C, also known as Medicare Advantage, combines Part A and Part B (and often Part D prescription drug coverage) into one convenient plan.

• Medicare Supplement Insurance policies (also known as Medigap) help cover some of the costs that Original Medicare does not cover.¿Cuál es el propósito de Medicare y quiénes califican?

The purpose of Medicare is to provide nationwide health coverage to:

• Seniors aged 65 and older. This has traditionally been the age for retirement, a time when employer-provided health insurance coverage often ends. Medicare offers health coverage at a stage in life when healthcare and prescription drug costs typically increase.

• People with certain disabilities or end-stage renal disease. The purpose is to provide health coverage to those unable to work due to a disability or kidney failure and, therefore, cannot obtain health insurance through an employer. Medicare ensures affordable access to care and services that might otherwise be prohibitively expensive.¿Cuáles son los tipos principales de cobertura de Medicare?

To understand the basics of Medicare, it’s important to know the different types of Medicare coverage and what they generally offer:

• Original Medicare is a fee-for-service health plan with two parts: Part A (hospital insurance) and Part B (medical insurance). You can visit any doctor, provider, hospital, or facility that accepts Medicare and is open to new Medicare patients.

• Medicare Advantage, also known as Part C, is a type of Medicare plan offered through private companies such as Humana, Wellcare, Cigna, UnitedHealthcare, among others.. These plans provide all the benefits of Medicare Part A and Part B and may include additional benefits not offered by Original Medicare.

• Medicare Part D Prescription Drug Coverage offers optional prescription drug coverage for anyone with Medicare. Private companies, such as Cigna, provide this as a standalone Part D plan or as part of certain Medicare Advantage plans.

• Medicare Supplement Insurance (also known as Medigap) includes plans offered by private companies like Cigna. These plans help cover costs that Original Medicare does not, including deductibles, copayments, and coinsurance.Podemos revisar y mejorar los siguientes beneficios:

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✅ More Benefits for Less Money

✅ Find Out If You Qualify for Extra Help

✅ Prescription Drug Benefits

✅ Transportation

✅ Vision Benefits

✅ Dental Benefits

✅ Hearing Benefits

✅ Over-the-Counter Products

✅ Gym Membership

About Eladio

Eladio Castellanos was born in Chicago but spent his childhood and teenage years in Guadalajara, Jalisco Mexico. He’s a proud husband and the father of two beautiful daughters who embrace their roots as proud Tapatías. With over 18 years of experience in the insurance industry, Eladio has worked on high-profile projects for companies like New York Life, MetLife, and GNP Seguros in Mexico.

Throughout his career, Eladio has shown a passion for entrepreneurship and small business consulting, as well as expertise in social media marketing. He’s built several independent brands in these areas, offering guidance and support to entrepreneurs to help them succeed in their ventures.

Everything changed, however, when his cousin introduced him to the world of Medicare. This sparked a calling in him to serve the Hispanic senior community. Inspired by this newfound purpose, Eladio made the decision to return to Chicago and focus on helping Hispanic seniors navigate the healthcare system and understand the benefits of Medicare.

With his extensive experience in the insurance industry, entrepreneurial mindset, and dedication to helping others, Eladio Castellanos has become a trusted expert in Medicare for the Hispanic community. His mission is to empower and educate Hispanic seniors, giving them the tools and knowledge they need to make informed decisions about their healthcare.

You can learn more about Eladio Castellanos on his LinkedIn profile: LinkedIn de Eladio Castellanos